As we approach the Dec. 15 deadline, here are the 3 things consumers need to know:


  1. The deadline to sign up for coverage is Dec. 15, 2018.


Consumers have until Dec. 15 to sign up for coverage that starts on Jan. 1, 2019. Consumers who do not enroll by the Dec. 15 deadline can’t get 2019 coverage unless they qualify for a Special Enrollment Period. Consumers can visit and to preview 2019 plans and prices and sign up for coverage today.


  1. Now is the time consumers to go to or to update their information or add it for the first time, and select the plan that best meets their needs.


We are encouraging consumers who need health insurance to join the millions of people who have gone to and found health insurance.  The plans on are comprehensive and offer:

  • Annual Checkups at  no extra cost; and
  • Coverage of doctor visits, prescription drugs, and certain preventive care with no out-of-pocket costs.


  1. Nationally, average premiums have decreased and the number of plans have increased on the Federal Exchange for 2019.


For the very first time since started offering coverage, average premium rates for a benchmark silver plan in 2019 have gone down across the 39 states that use the federal platform. Consumers have more plans to choose from to find the best fit for themselves.  There are 23 more issuers on the federal Exchanges for 2019 than there were in 2018.  And, 29 issuers are expanding their service area into new counties.  Consumers should come back to to compare plans and prices, they may be able to find a plan that saves them money and better meets their health needs.


Help is available! Consumers can get help filling out their application in 3 ways:


  • By phone.  Consumers can call the Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325). Available every day, except certain holidays.
  • In-person help. Consumers can use the Find Local Help tool on to see if they can get in-person help in their community.
  • Health insurance agents & brokers.  Agents and Brokers can help consumers enroll through the Exchange or handle the whole process. Search for health insurance agents and brokers using the Find Local Help tool.