by design | Jan 15, 2024 | Black, Columnist
Are mortgage lenders discriminating against minority borrowers? By Dr. Harold A. Black blackh@knoxfocus.com haroldblackphd.com CNN ran a story that harkened back to the good old days. It was about Navy Federal Credit Union’s rejecting over half of its mortgage...
by design | Jan 8, 2024 | Black, Columnist
No more ‘elite’ universities By Dr. Harold A. Black blackh@knoxfocus.com haroldblackphd.com I don’t know who anointed certain universities as “elite” but they are elite no more. Presumably, those universities once had the highest standards for admissions...
by design | Jan 2, 2024 | Black, Columnist
Happy Anniversary, Emancipation Proclamation By Dr. Harold A. Black blackh@knoxfocus.com haroldblackphd.com January 1st is the 161st anniversary of the Emancipation Proclamation. Although universally acknowledged as an important historical document, the reasons for...
by design | Dec 26, 2023 | Black, Columnist
Merry Christmas By Dr. Harold A. Black blackh@knoxfocus.com haroldblackphd.com This Christmas, like all the ones before, I am grateful to have been blessed with great parents who had struggled to get an education and who made it easy for me and my brother to go to...
by design | Dec 18, 2023 | Black, Columnist
My University of Georgia Commencement Address By Dr. Harold A. Black blackh@knoxfocus.com haroldblackphd.com Let me be among the first to congratulate all of you on your achievement – that of graduating from this wonderful university. You are joining an...
by design | Dec 11, 2023 | Black, Columnist
Balance the Budget? By Dr. Harold A. Black blackh@knoxfocus.com haroldblackphd.com In Washington, balancing the budget is a game with the Republicans pretending that they want to cut spending while the Democrats act as if any cut will be devastating. The farce is...
